Notice of Privacy Policy
Mackie Insurance Brokerage (MIB)
We value you as a customer and
we know how much privacy means to you. We will inform you of our
policies for collecting, using, securing, and sharing customer
information the first time we do business with you and every
year you are a MIB customer.
OUR PRIVACY PRINCIPLES
•We do not sell customer information.
•We do not allow those who are doing business on our behalf to
use our customer information for their own marketing purposes.
•We contractually require any person or organization providing
products or services on our behalf to protect MIB customer
information.
•We do not share customer medical information with anyone within
the MIB family of companies unless:
?You expressly authorize it; or
?It is permitted or required by law; or
?Your insurance policy contract with us permits us to do so.
•We afford our prospective and former customers the same
protections as existing customers with respect to the use of
personal information.
INFORMATION WE MAY COLLECT
We collect, use, and share information we need to conduct our
business, to advise you of our products and services, and to
provide you with customer service. We may collect and maintain
several types of customer information needed for these purposes,
such as those below.
Types of information we may collect and how we gather it:
•From you; on applications for our insurance, banking, and
investment products; from other policies or products you have
with us, or on other forms, through telephone or in-person
interviews, your MIB agent, and our Customer Response Center and
your statefarm.com website activity. Examples of the types of
information we may collect from you include, but are not limited
to, information you provide to us, such as your address or
telephone number, and information about how you navigate and
interact with our website, such as formatting of information you
provide, the time you spend on a page, which pages you visit and
the style in which you answer questions.
•From your transactions or experiences with us; such as your
payment history and underwriting and claim records
•From the MIB family of companies and non-MIB companies,
organizations, or consumer reporting agencies, such as your
driving record, claim history, or credit information
For those visiting statefarm.com®
We want to make you aware of how we use "cookies" to enhance
your experience when visiting statefarm.com. "Cookies" are files
we place in your computer's browser to store your MIB Web site
preferences. If you disable "cookies" on your browser, the site
will not remember your preferences and you will not be able to
access a customized default home page view of our Web site. Our
"cookies" are only used when you are visiting our site. By
themselves, "cookies" do not tell us your e-mail address or
other personally identifiable information. Only you can provide
that information on our Web site - if you choose to do so.
"Cookies" help us to understand your Web site usage, so we can
continually improve its usability. For example, we may use
"cookies" to personalize your experience at our Web site, if you
have accepted this option (e.g., to remember your customer ID on
the MIB Bank log-in page). We may also use "cookies" to offer
you other insurance and financial services products that may
suit your needs.
HOW WE USE INFORMATION ABOUT YOU
We use customer information, including consumer report
information, to underwrite and/or rate your policies and
products, process your claims, ensure proper billing, service
your accounts, and offer you other insurance and financial
services products that may suit your needs.
INFORMATION DISCLOSURE
We share information about our transactions (such as payment of
premium) and experiences (such as an auto accident) with you
within our MIB family of companies and with MIB agents to better
serve you and to help meet your current product and service
needs. We may share information about you with persons or
organizations inside or outside our family of companies as
permitted or required by law, including sharing with companies
that perform marketing or other services for us or with whom we
have joint marketing agreements. These agreements allow us to
provide a broader selection of insurance and financial products
to you.
We may also share customer information with consumer reporting
agencies and with other entities as needed to handle your claim
and to protect against fraud and unauthorized transactions. For
example, we might share name, address, and coverage information
with an auto body shop to speed up repairs on auto damage
claims.
WHAT INFORMATION WE SHARE: Unless you tell us not to, we may
share information within MIB that was obtained from your
application, such as your occupation; or information obtained
from a consumer report, such as your credit history. We may also
verify information provided by you, such as your driving record;
or information regarding your employment, such as your
employment history. This sharing may take place unless you have
told us not to share this information.
WHY WE SHARE: We may share information about you within MIB:
•To enhance our service to you.
•To underwrite and/or rate your policies and products.
•To measure your interest in our products or services.
•To research, develop, and improve our products and models.
•To monitor customer trends.
If you are an existing customer and have already told us your
sharing preference, no action is needed unless you want to
change your information sharing preference. To change your
preference at any time, call or write your MIB agent or call the
toll-free number listed above.
Your choice does not limit MIB from sharing certain information
about your transactions with us (such as your name, address, and
payment history) or your experiences with us (such as your MIB
claim activity). This choice does not apply to our efforts to
market products and services to you - you may receive
information about other insurance and financial services
products that may suit your needs.1
MIB PROTECTS CUSTOMER INFORMATION
In order to ensure the safety of customer information, we
continually:
•Maintain physical, electronic, and procedural safeguards
•Review our policies and practices
•Monitor our computer networks
•Test the strength of our security
1This sharing option does not apply to our Canadian customers if
the product or policy was purchased in Canada.
Thank you for choosing MIB. We value you as a customer and
appreciate the opportunity to serve you.